Policy Catalogue

Browse published products with IRDAI-structured coverage terms, evidence levels, and section anchors (§).

MOTOR · Private Passenger Carv1.0.0

Kavach Private Car Comprehensive

Code: KV-M1-PVT-CAR · UIN: NOT_FILED_DEMO

Own Damage + Statutory Third Party Liability covering private 4-wheelers with No Claim Bonus scale.

Key Terms & Evidence:

Cover Scope:

Section I (Own Damage) + Section II (Third Party Liability)CONFIRMED

Insured Declared Value (IDV):

Depreciation schedule based on manufacturer list priceCONFIRMED

Compulsory Deductible:

₹1,000 (cars ≤ 1500cc) / ₹2,000 (cars > 1500cc)CONFIRMED

Compulsory PA for Owner-Driver:

₹15,00,000 (statutory)CONFIRMED

MOTOR · Goods Carrying Commercialv1.0.0

Code: KV-M2-GCV-TRK · UIN: NOT_FILED_DEMO

Heavy goods commercial vehicle policy covering up to 12,000 kg GVW under IRDAI notified TP tariffs.

Key Terms & Evidence:

Gross Vehicle Weight (GVW):

Up to 12,000 kg public carrierCONFIRMED

Statutory Third Party:

Notified IRDAI commercial goods tariffCONFIRMED

Compulsory Deductible:

₹1,500 (GVW ≤ 12,000 kg)CONFIRMED

Driver & Cleaner PA:

Covered under IMT endorsement 28CONFIRMED

MOTOR · 3-Wheeler Passenger Carrierv1.0.0

Code: KV-M3-PCV-AUTO · UIN: NOT_FILED_DEMO

3-passenger motorized auto rickshaw package covering CNG kit endorsement and passenger legal liability.

Key Terms & Evidence:

Licensed Passenger Capacity:

3 passengers + 1 driverCONFIRMED

Passenger Legal Liability:

Statutory unlimited bodily injury / deathCONFIRMED

CNG / Bi-fuel Kit:

Included with RTO endorsement noticeCONFIRMED

Compulsory Deductible:

₹500 per claimCONFIRMED