MOTOR · 3-Wheeler Passenger CarrierUIN: NOT_FILED_DEMO
Kavach Passenger Carrying Vehicle Auto Rickshaw
3-passenger motorized auto rickshaw package covering CNG kit endorsement and passenger legal liability.
Source & Provenance Metadata (POL-02.T2)
Source Type
DEMO_SYNTHETIC
Wording Version
v1.0.0
Effective Date
2026-11-01
Public view: SHA-256 and internal upload actors are redacted. Full provenance accessible to authorized compliance administrators.
Coverage Terms & Conditions
Extracted terms cross-referenced with official section anchors (§).
| Term / Benefit | Defined Value | Section Citation | Evidence Status |
|---|---|---|---|
| Licensed Passenger Capacity | 3 passengers + 1 driver | §-1 ↗ | CONFIRMED |
| Passenger Legal Liability | Statutory unlimited bodily injury / death | §-2-1 ↗ | CONFIRMED |
| CNG / Bi-fuel Kit | Included with RTO endorsement notice | §-1-5 ↗ | CONFIRMED |
| Compulsory Deductible | ₹500 per claim | §-1-3 ↗ | CONFIRMED |
| Driver Alcohol Exclusion | Strict exclusion per Section 185 Motor Vehicles Act | §-4-1 ↗ | CONFIRMED |
| Notice of Loss | Immediate notice to insurer + RTO FIR in injury accidents | §-5-2 ↗ | CONFIRMED |
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