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Meet Claim Ji, your conversational insurance copilot. Powered by regulatory-notified wordings, deterministic evaluation, and transparent clause references (§).
AI Disclosure: Claim Ji is an artificial intelligence assistant designed to help you interpret policy wordings and understand claims procedures. All answers cite verified policy sections. Informational only — not a formal insurance underwriting offer or claims guarantee. Read our DPDP Privacy Notice.
Engineered for Accuracy & Compliance
No hallucinated approvals. Built strictly on IRDAI guidelines and verified contractual wording.
Verbatim Section Citations
Every coverage answer, exclusion note, and sub-limit references exact section anchors (§) linking directly into the official policy wording.
Evidence Status Transparency
Terms clearly indicate whether they are CONFIRMED in wording or marked DEMO_SYNTHETIC.
Human-in-the-Loop Safeguards
Four-eyes review for claims above threshold and automatic handoff from Claim Ji to human adjusters when ambiguity arises.
Published Policy Catalogue
Six reference policies available for interactive exploration and instant Q&A.
Kavach Standard Individual Health
Standard individual hospitalisation cover with IRDAI-standard exclusions and defined room rent caps.
Kavach Family Floater Health
Single shared family floater with private AC room category eligibility and maternity add-on options.
Kavach Super Top-Up Health
High-threshold catastrophic protection applying aggregate deductible across hospitalisations in a year.
Kavach Private Car Comprehensive
Own Damage + Statutory Third Party Liability covering private 4-wheelers with No Claim Bonus scale.
Kavach Commercial Goods Vehicle Package
Heavy goods commercial vehicle policy covering up to 12,000 kg GVW under IRDAI notified TP tariffs.
Kavach Passenger Carrying Vehicle Auto Rickshaw
3-passenger motorized auto rickshaw package covering CNG kit endorsement and passenger legal liability.