HEALTH · Super Top-Up High SIUIN: NOT_FILED_DEMO
Kavach Super Top-Up Health
High-threshold catastrophic protection applying aggregate deductible across hospitalisations in a year.
Source & Provenance Metadata (POL-02.T2)
Source Type
DEMO_SYNTHETIC
Wording Version
v1.0.0
Effective Date
2026-11-01
Public view: SHA-256 and internal upload actors are redacted. Full provenance accessible to authorized compliance administrators.
Coverage Terms & Conditions
Extracted terms cross-referenced with official section anchors (§).
| Term / Benefit | Defined Value | Section Citation | Evidence Status |
|---|---|---|---|
| Sum Insured | ₹25,00,000 | §-1 ↗ | DEMO_SYNTHETIC |
| Aggregate Deductible | ₹5,00,000 cumulative per year | §-1-2 ↗ | CONFIRMED |
| Room Rent Category | Single Private Room [DEMO] | §-2-1 ↗ | DEMO_SYNTHETIC |
| Co-Payment | Nil after deductible satisfied | §-2-3 ↗ | CONFIRMED |
| Organ Donor Expenses | Covered up to Sum Insured | §-2-4 ↗ | CONFIRMED |
| Pre-existing Waiting Period | 24 months | §-3-1 ↗ | CONFIRMED |
| Claims Notice Deadline | Immediate notice when expected claim exceeds deductible | §-4-1 ↗ | CONFIRMED |
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