MOTOR · Goods Carrying CommercialUIN: NOT_FILED_DEMO
Kavach Commercial Goods Vehicle Package
Heavy goods commercial vehicle policy covering up to 12,000 kg GVW under IRDAI notified TP tariffs.
Source & Provenance Metadata (POL-02.T2)
Source Type
DEMO_SYNTHETIC
Wording Version
v1.0.0
Effective Date
2026-11-01
Public view: SHA-256 and internal upload actors are redacted. Full provenance accessible to authorized compliance administrators.
Coverage Terms & Conditions
Extracted terms cross-referenced with official section anchors (§).
| Term / Benefit | Defined Value | Section Citation | Evidence Status |
|---|---|---|---|
| Gross Vehicle Weight (GVW) | Up to 12,000 kg public carrier | §-1 ↗ | CONFIRMED |
| Statutory Third Party | Notified IRDAI commercial goods tariff | §-2 ↗ | CONFIRMED |
| Compulsory Deductible | ₹1,500 (GVW ≤ 12,000 kg) | §-1-3 ↗ | CONFIRMED |
| Driver & Cleaner PA | Covered under IMT endorsement 28 | §-3-2 ↗ | CONFIRMED |
| Overloading Clause | Damage during carriage exceeding registered GVW excluded | §-4-2 ↗ | CONFIRMED |
| Geographical Limit | India territorial limits | §-5-1 ↗ | CONFIRMED |
Have questions on this policy?
Ask Claim Ji to check room rent eligibility, hospitalisation waiting periods, or claim steps.