Policy Catalogue

Browse published products with IRDAI-structured coverage terms, evidence levels, and section anchors (§).

HEALTH · Individual Base Healthv1.0.0

Kavach Standard Individual Health

Code: KV-H1-STD-IND · UIN: NOT_FILED_DEMO

Standard individual hospitalisation cover with IRDAI-standard exclusions and defined room rent caps.

Key Terms & Evidence:

Sum Insured:

₹5,00,000DEMO_SYNTHETIC

Room Rent Limit:

2% of SI max ₹5,000/day [MKT]CONFIRMED

ICU Rent Limit:

5% of SI max ₹10,000/dayCONFIRMED

Pre-Hospitalisation:

30 daysCONFIRMED

HEALTH · Family Floaterv1.0.0

Code: KV-H2-FAM-FLT · UIN: NOT_FILED_DEMO

Single shared family floater with private AC room category eligibility and maternity add-on options.

Key Terms & Evidence:

Sum Insured:

₹10,00,000 (Floater)DEMO_SYNTHETIC

Room Rent Category:

Single Private AC Room [DEMO]DEMO_SYNTHETIC

Pre-Hospitalisation:

60 daysCONFIRMED

Post-Hospitalisation:

90 daysCONFIRMED

HEALTH · Super Top-Up High SIv1.0.0

Code: KV-H3-SUP-TOP · UIN: NOT_FILED_DEMO

High-threshold catastrophic protection applying aggregate deductible across hospitalisations in a year.

Key Terms & Evidence:

Sum Insured:

₹25,00,000DEMO_SYNTHETIC

Aggregate Deductible:

₹5,00,000 cumulative per yearCONFIRMED

Room Rent Category:

Single Private Room [DEMO]DEMO_SYNTHETIC

Co-Payment:

Nil after deductible satisfiedCONFIRMED